Privacy

Welcome to QFI Risk Solutions Ltd privacy policy.

Who We Are

QFI Risk Solutions (SAC) Ltd. (“QFI”, “we”, “us”, or “our”) is a Bermuda-based collateralised insurer and risk advisory firm. We are committed to protecting your privacy and handling your personal data transparently, securely, and in compliance with the Personal Information Protection Act 2016 (PIPA) of Bermuda. Where applicable, we also align our practices with international data protection laws such as the General Data Protection Regulation (GDPR) of the European Union, the UK GDPR, the Swiss Federal Act on Data Protection (revFADP), and relevant U.S. state laws including the California Consumer Privacy Act (CCPA).

What Personal Information We Collect

We may collect and process the following types of personal data:

  • Contact Information (name, email, phone)
  • Professional Details (job title, company, role)
  • Website Usage Data (IP address, browser type, interaction with our website)
  • Client Relationship Data (if you are a client or vendor)

We do not collect sensitive personal data unless legally required or explicitly provided by you with consent.

How We Use Your Information

We use your information to:

  • Respond to inquiries and requests
  • Provide services to clients under contract
  • Maintain business operations and regulatory compliance
  • Improve our website and marketing communications
  • Prevent fraud and security risks

We rely on one or more of the following legal bases:

  • Your consent
  • Our contractual obligation to you
  • Our legitimate business interests
  • Legal compliance (e.g., insurance regulation, AML laws)

For users in the EU/UK/Switzerland, we may process your personal data based on your explicit consent, legitimate interest, or necessity for the performance of a contract.

Cookies and Analytics

Our website may use cookies and analytics tools (e.g., Google Analytics) to track traffic and performance. A cookie consent banner will be made available to allow users to opt in to tracking. You can also control cookies through your browser settings.

Data Sharing and Transfers

We do not sell your personal information. We may share it with:

  • Professional advisors (lawyers, auditors)
  • Regulatory authorities (where legally required)
  • Service providers who support our business operations (e.g., hosting, analytics)

We may transfer your personal information across borders for legitimate business purposes.

Where applicable, we use appropriate safeguards such as Standard Contractual Clauses (SCCs) in accordance with GDPR requirements.

How We Store and Protect Your Data

We implement industry-standard physical, technical, and administrative safeguards to protect your data from loss, misuse, or unauthorized access.

Your Rights

Depending on your jurisdiction, you may have rights under data protection law, including:

  • The right to access your data
  • The right to request corrections or deletion
  • The right to withdraw consent
  • The right to object to processing
  • The right to data portability

If you are a resident of the EU, UK, Switzerland, or California, you may also have additional rights including the right to lodge a complaint with your supervisory authority.

To exercise your rights, email us at: [email protected]

Data Retention

We retain personal information only as long as necessary for the purposes outlined above, or as required by law.

International Users

This website is accessible worldwide. By accessing the site, you agree that your data may be collected and processed in Bermuda or other jurisdictions where we or our service providers operate, subject to appropriate safeguards.

Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact:

Privacy Officer

QFI Risk Solutions (SAC) Ltd.

Email: [email protected]